Confined to my room

That's were I am...my room! When I am home I spend 99% of my time here. I only go into the kitchen to cook dinner, laundry room to change loads, and bathroom. Other than that I am in my room. I seriously need to just bite the bullet and move out, but I'm scared. I still have school loans, a credit card, and my car payment and I really didn't want to have a house payment as well. I need to talk myself into renting. I am just having a hard time paying $800+ a month for something that won't be mine in the long run. Besides, I am getting closer and closer to what I am striving for. But, which will come first...insanity or financial comfort?